The Next {R}Evolution in Trade Finance

TradeVector is the only electronic marketplace built to enable B2B Trade Receivables to be listed, price negotiated, sold, settled and safekept. Fast. Frictionless.

Trade Receivables Digital Marketplace

The TradeVector Marketplace is the natural end-state of any liquid market:

  • Designed from the ground up with the vision of leveling the playing field for receivable sellers and purchasers of all sizes,
  • Integrated with the same software platforms used by suppliers and their customers
  • Visibility of all bids and offers as well as all prior transactions,
  • Backed by equity investments from a $100+ billion institutional investor,
  • Supported by competitively independent institutional investors.

Imagine your supply business transformed if you did not wait for customer payments or tie yourself to a single financing provider. Access to cash at a market rate should not be restricted to those who are ‘connected’. We level the playing field.

Imagine the improvement in your receivable portfolio performance if banks and other platforms were not standing between you and a receivable seller. We eliminate the wall of disintermediating firms by enabling direct negotiation with sellers in a marketplace style environment. Asset transfers, safekeeping and reconciliations are automatically managed. We allow you to focus on what you do best.

What We Are

TradeVector was born from the simple idea that trade receivables, like any other financial instrument, are claims that can be sold on a marketplace.

We offer the first front-to-back, bid/offer style, electronic marketplace coupled with an independent settlement and custody infrastructure.

We connect networks of trade receivable sellers with networks of institutional trade receivable purchasers.

When best bid and best offer terms match, a transaction is executed, confirmed and settled.

Offers to Sell

Suppliers may offer their B2B receivables into a marketplace of capital providers. Negotiation and execution occur anonymously, settlement is same day. You pay the price on the screen. No after sale sticker shock or hidden fees.

Forget about payment terms and expensive, contrived, financing options to generate early payments on your invoices. Run your business, create value, and when your customers delay payment or demand outrageous discounts to pay COD, simply sell your receivables into a competitive, live market of purchasers.

Do what you do best, use your cash to grow, and make waiting for payment someone else’s problem.

Bids to Buy

Trade Receivable purchasers place bids in a marketplace of sellers. Negotiation and execution occur anonymously. Clearing, settlement, perfection, and safekeeping is handled in the background. The overall market structure, rules and requirements enable you to focus on account debtor credit; other exposures are limited or eliminated.

Account debtors can participate on the competitive bid side of the market. This enables efficient deployment of capital by retiring payables at the debtor’s designated APR when it is the best bid and matches a best offer from one of their suppliers.

We level the Supplier playing field. We work for you.

Suppliers are perpetually faced with cash shortages. Maintaining and growing a business is a cash intensive task made all the more difficult when your customers do not pay COD.

Legacy solutions like factoring and revolving credit lenders are prepared to help fill the cash gap, extract the highest fees you can afford and refuse funding when you need it most.

Legacy solutions do not offer a liquid market where suppliers can seamlessly change funding sources from day-to-day to find best execution. Why would they: you are stuck and they are the only game in town. They have no incentive to enable efficiency. The higher their rates the greater their profit. The more stuck you are the higher their rates.

We believe competition leads to efficiency and excellence. Underperformers are eliminated.

The TradeVector Marketplace was conceived and designed to eliminate abuses perpetuated by legacy solutions by providing an alternative, continuous, double auction market: the market is always on and both the bid and offer sides participate by submitting competititive orders. The best always rises to the top.

The TradeVector Marketplace is a collection of individual markets, one for each customer (account debtor). Sellers place offers and purchasers place bids to buy receivables of the customer represented in that market.

If the best offer and best bid match, a agreement to transfer cash for the receivable is booked and the Marketplace clearing infrastructure handles all transaction and settlement complexities in the background. Cash movement is automatically ordered and you can carry on with your day.

Based on the Supplier’s preference, TradeVector integrates either with the Supplier’s invoicing solution(s) or directly with their customers. That integration enables the Supplier’s TradeVector Marketplace Account to be automatically populated and continually updated with all available receivables.

  • Sell to any bidder

    Once a Supplier is onboarded to the TradeVector Platform, they can immediately sell receivables to any purchaser on the platform, without the need to negotiate bilateral documentation. Whoever has the best bid to buy and matches your offer transacts with you. You may never sell to the same purchaser twice. There is no need to. We handle the complexity of different counterparts for every funding transaction to provide you with a simple, best execution solution.

  • Transact on your timeline

    When it’s time to raise working capital, a Supplier may select a single Receivable or their entire portfolio, may sell immediately at the best bid, or offer at a lower APR to assess market interest. This enables a Supplier to manage costs, timing and cashflow to be all-at-once or mapped to forecasted corporate cash needs.

  • Best price available

    Marketplace dynamics ensure that the Supplier receives the best point in time competitive price available.

  • Automate invoice-to-cash processes

    Automation options with user defined parameters facilitate straight through invoice-to-working capital execution greatly simplifying capital acquisition and planning.

Receivables should freely trade in a marketplace. Now they do.

Traditional credit investors source bond and loan investments in markets, because a market is the most efficient structure to connect sellers and buyers. Like bonds and loans, receivables are claims on an obligor and are now available on the TradeVector marketplace.

Through the Marketplace, investors gain access to a broad range of obligors, a deep market and the ability to buy in institutional volumes. Our order and settlement mechanisms make you indifferent to filling your order with one large-balance position or thousands of granular transactions.

Automated fills and roll overs through the use of user defined parameters, simplifies your investment process. There is no need to submit Buy orders on hundreds of positions to fill your interest. A single user is empowered to easily manage all required functions for an entire portfolio.

Your risk is reduced through our supplier onboarding process, eligibility requirements and structured finance investment protections. We handle filings, perfection and tax checks on your behalf, making results available for review. Integrations with your portfolio management systems or custodian make reconciliations a snap.

  • Buy from any seller

    Once a Purchaser is onboarded to the TradeVector Platform, they can immediately purchase receivables from any Seller on the platform, without the need to negotiate bilateral documentation. Whoever has the best offer and matches your bid transacts with you. You may never buy from the same Seller twice. There is no need to. We handle the complexity of different counterparts for every transaction to provide you with a simple, best execution solution.

  • Portfolio diversity

    The Marketplace allows receivables of a diverse set of credits from a wide range of sellers to be aggregated and managed from one interface.

  • Best price available

    Marketplace dynamics ensure Purchasers execute at the best point in time price available.

  • Managed clearing, settlement, custody

    Automate invoice-to-cash processes: Automation options with user defined parameters facilitate straight through invoice-to-working capital execution greatly simplifying capital acquisition and planning.

How it Works

The Receivables Marketplace is a comprehensive set of technologies and processes designed to facilitate the purchase and sale of receivables. Comprised of four discrete modules, the Marketplace is an end-to-end solution handling receivable data management, purchase and sale mechanics, clearing, settlement, perfection, safekeeping, tax and portfolio reporting.

The TradeVector Marketplace is a collection of individual markets, one for each customer (account debtor). Sellers place offers and purchasers place bids to buy receivables of the customer represented in that market. If the best offer and best bid match, a transaction is booked and cash is automatically sent to the seller while title to the receivable is automatically transferred to the purchaser’s nominee.

The TradeVector Marketplace was conceived and designed to eliminate abuse by legacy solutions by creating a continuous, double auction market: the market is always on and both the bid and offer sides participate by submitting competitive orders.

Suppliers and institutional purchasers negotiate directly over our web enabled application: there is no middle man charging fees or blocking information flow. We bring together B2B supplier sellers with institutional purchasers in a direct, anonymous and transformative way that fosters a true market.

We broaden the type and number of funding counterparts available to suppliers beyond typical legacy providers and financial institutions.

We create real time, disclosed, competition to drive best point in time pricing.

We level the playing field by ensuring offers to sell and bids to buy, irrespective of size, are handled with equal priority.

We enable purchase aggregation at institutional scale while managing transaction mechanics in the background, simplifying execution for purchasers and dramatically increasing liquidity.

#TradeVector

Give us 20 minutes.

We'll show you how easy it is to use our marketplace in a live walk-through